Making the decision to save money is a good idea, however, saving money at the end of the month is not always easy when you have small children. Because they are more permeable to the stimuli they have around them, and it is normal that they end up asking for toys, knick-knacks, and all those little things that can make your saving efforts come to nothing. Luckily, there are a number of tricks that can help you.
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Our tips to help you make it to the end of the month saving money with your little ones
Follow these tips and you’ll see how you’ll be able to make ends meet without having a hard time with your young children:
1. Saving UP TO 50% when you have a baby
The arrival of a little boy or girl at home means a big outlay that we can reduce a lot if we think things through.
There are expenses that you cannot avoid, such as formula milk or nappies, but you can reduce them. For example, you can make changes in your shopping habits by
- buying in bulk,
- checking the offers and making the most of them.
As for the cot, pram, child restraint system for the car, etc., I’m sure there is someone in your environment who could lend you a hand.
- there is surely someone in your environment who could lend them to you.
- You can also resort to second hand and end up saving more than 50% compared to the price of the new product.
2. Don’t take your children to the supermarket and save up to 35%.
Reconciling work and family life is very complicated, and there are times when you have no choice but to take the kids with you to do the shopping. But, in order to continue saving money, and if you can avoid it, do it because you are going to
- Save money.
- You’ll also save a few tantrums. Because, as soon as they enter the shop, children are attracted by the products they like: sweets, cereals, juices… foods that are not necessary in their diet because they have a high sugar and fat content and, what’s more, they are not cheap.
- Avoid having them chasing after you all the time asking you to buy them a bun or the trendiest cereals; try to leave them at home.
- Make the cost of shopping significantly lower by saving up to 35% on each purchase.
- Continue saving as you had planned to do.
3. Make sweets and desserts at home
It’s not about depriving children of everything they like. We know that sugar in large quantities is not good, but children find it irresistible.
Instead of buying them industrial baked goods, make your own at home because
- Homemade baking is much healthier and natural
- it is cheaper.
- It can be a good activity to do with the family. One of those days when it is cold and raining, instead of going to the shopping centre, where there are too many stimuli that ‘push’ you to spend money, propose the plan of making a cake and watching a movie at home, I’m sure they will be delighted.
4. Teach your children the value of saving
Children are like sponges, and they learn quickly by imitating adults. If you teach them the value of money and the importance of not spending it on things that are not really necessary, you will ensure that they are not capricious,
- you will ensure that they are not capricious and
- they don’t get angry when you refuse to buy them something or take them to a certain place because it is too expensive.
- Your children also learn the advantages of saving money and then spending it on things they enjoy.
In addition, saving habits learned during childhood are carried over into adulthood, making your children capable of managing their finances well, which will help them avoid financial problems and end up saving throughout their life…
Saving Money with Young Children is POSSIBLE!
At Banks & Saving we understand how important it is to save money, and we hope these tips will help you achieve your goals in an easy way and then spend your savings on something you can enjoy as a family, such as saving for a house, a holiday, a family car or the many Christmas presents you’ve already started to organise.
