Terms and Conditions

ADDITIONAL INFORMATION 1. Who is responsible for the processing of your data? ADSALSA S.L.U. Fila Cordón 36, Polígono Industrial Cotes Altes Alcoy, Alicante, Spain B42599308 Telephone: 965334670 Contact the Data Protection Officer: dpo@adsalsa.com   2. What is the purpose of the processing of your data? We process your data for the following purposes:
  • Provision of information services on loans, credits and/or financial products: The information may be sent directly by ADSALSA, S.L.U. or by its collaborators according to the data entered in the registration form by the interested parties. The information will always be about loans, credits and/or financial products. In order for the information on loans, credits and/or financial products to be sent by ADSALSA’s collaborators to the interested party, it will be necessary for the data collected through the registration form to be previously sent to the collaborator via API so that they can assess the profile of the interested party and decide whether any of the financial products they offer meets the needs of the interested party.
  • Profiling in order to decide what information about credits, loans or financial services to send to the interested party: Taking into account only the data provided by the interested parties in the registration form, sometimes advertising campaigns are segmented with the sole objective of increasing the success of the campaign (e.g.: sending information about a loan that meets the ASNEF yes or no parameter). In this type of segmentation, the level of intrusion in the private sphere of the interested party is minimal, since we only have the data that the interested party himself has provided in his registration without in any case tracking people through different websites, devices and / or services.
  • If you consent, we will communicate your data to third party companies or entities for advertising/marketing and/or market research purposes belonging to various sectors of activity. You can consult the sectors of activity to which the companies to which we may disclose your data belong in point 5 of this document.

  3. How long will we keep your data for? We will keep your data for the following periods:

  • Provision of information services on loans, credits and/or financial products: Indefinite as long as the data subject does not exercise his/her rights of objection and/or deletion.
  • Profiling in order to be able to decide which information about loans, credits or financial services to send to the data subject: indefinitely as long as the data subject does not exercise his/her rights of objection and/or deletion.
  • Communication of data to third party companies/entities for advertising/marketing and/or market research purposes: 5 years.

  4. What is the legitimacy for the processing of your personal data?

  • Provision of information services on loans, credits and/or financial products: Execution of a contract or application of pre-contractual measures, The data collected are: Name, surname, telephone, email, postcode, amount requested, monthly income, purpose, how long you wish to repay it, employment status, ID number, ASNEF (yes or no), whether you have a vehicle, and the age of the vehicle if applicable.
  • Creation of profiles to be able to decide what information about credits, loans or financial services to send to the interested party: Satisfaction of a legitimate interest.
  • Communication of data to third party companies/entities for advertising/marketing and/or market research purposes: Consent of the data subject.

  5. To which recipients will your data be communicated? As we have already indicated above, your identification and profile data will be communicated to ADSALSA’s collaborating companies so that they can, based on the data entered by you in the registration form, offer you information about the products that best suit your needs. Additionally, and only in the event that you consent to it, your identification data may also be communicated to companies, organisations and/or entities interested in directing advertising actions to you in the sectors of activity indicated below, or for the performance of market studies. This will necessarily involve the need to submit your personal data to standardisation, deduplication, filtering and verification operations. Advertising will be sent by these third parties. The sectors of activity to which the third parties to whom the data may be communicated may belong are:  

  • Telecommunications: Telecommunications and technology products and services.
  • Financial: Provided by financial, insurance and social security institutions. Financial intermediation and insurance intermediation.
  • Leisure: Publishing, Tourism, Sports, Collecting, Photography, Hobbies, Toys, Transport, Gardening, Hobbies, Lotteries, Lottery clubs, Communication and entertainment. Visionary.
  • Consumer goods: Electronics, Computers, Textiles, Image and Sound, Accessories, Home, Bazaar, Personal care (Cosmetics, Perfumery, Parapharmacy, Advertising Pharmaceutical specialities) Furniture, Food and Drink, Kitchenware. Fashion and decoration.
  • Optics and optometry.
  • Automotive: Products and Services related to Automobiles, Motorcycles, Trucks.
  • Electoral propaganda.
  • Education.
  • Energy and water: Products related to Electricity, Hydrocarbons, Gas and Water.
  • NGOs: Products and services related to NGOs.
  • Marketing companies/ call centres.
  • Technical/Legal Consultancy: Administrative and professional legal services, tax, accounting, labour, civil and commercial consultancy and auditing.
  •  

  Advertising actions may be carried out through the following channels:

  • e-mail,
  • postal mail,
  • telephone calls to landlines or mobiles,
  • sending SMS and/or MMS messages,
  • multi-platform messaging services, chat
  • automated calls without human intervention,
  • push notifications,
  • or any other similar type of communication,

  6. International Transfers. The technological platform that we use to send communications electronically is located in a country outside the European Economic Area and all legal requirements have been observed for its contracting.   7. What are your rights when you provide us with your data and how can you exercise them?   You have the right to:

  • Access your personal data.
  • Request its rectification.
  • Request its deletion.
  • Oppose their processing.
  • Request the limitation of their processing.
  • The portability of personal data.

You may exercise your rights by writing to ADSALSA S.L.U., Fila Cordón 36, Polígono Industrial Cotes Altes, 03804, Alcoy, Alicante, Spain or to the e-mail address # Your request must include the date, name and surname, the request in which the request is made and the address for the purpose of notifications. If you consider that your request has not been correctly resolved, you may apply to the Spanish Data Protection Agency, whose details can be consulted at www.aepd.es